Building sustainable wealth is a journey
And like every journey you have to have a starting point.
This is exactly what Learn Finance provides; a ‘start to finish’ on the fundamentals of personal finance. It has never been easier to be financially wealthy, but at the same time, it has become incredibly complicated. The game has changed, but we can show you how to play.
Financial Goal Setting
Set yourself up correctly from the start and build a strong foundation for your financial plan. It’s the choices we make today that determine our financial future.
- Introduction
- The Importance of Goals
- Time horizons
- Structured goal setting
- Financial Freedom
- Applying what you know
- Financial Goal Setting Worksheet
- Target Goal Excel Tool
- Goal Calculator
Personal Finance Basics
Understanding cash flow, lowering taxes and reducing debt. Learn what each asset class means for your investment portfolio, and how your Risk Profile can be used to guide portfolio construction.
- Personal Finance Basics – An Introduction
- Income
- Tax
- Savings, Cashflow and Budgeting
- Deductions
- Debt Management
- Your Personal Balance Sheet
- Applying what you know
- Balance Sheet Template
Economics 101
Economic terms and Supply & Demand.
- Intro to Economics
- Economic Terms
- Supply
- Demand
- Supply Demand Equilibrium
- Applying what you know
Investment Theory
Returns, Risks (volatility), and Risks vs Returns.
- Investment Theory
- Risk & Reward
- Risk
- Volatility and the Risk v Return relationship
- Diversification
- Applying what you know
Investment Basics
Asset classes, Risk profiles and Portfolio Construction.
- Investment Basics and Cash
- Fixed Interest
- Property
- Shares – Part 1
- Shares – Part 2
- Determining Share Price
- Portfolio Asset Allocation
- Applying what you know
- Risk Profile Questionnaire
Structures & Environments
Learn how to invest in Trusts or fund your retirement through Superannuation.
- Investment Environments
- Trusts and Beneficiaries
- Family Trusts
- Unit Trusts
- Alternative Structures
- Superannuation
- Self Managed Super Funds
- Contribution types
- Superannuation Checklist
- Applying what you know
Strategies
Build wealth, reduce tax, and protect your assets.
- Financial Strategies
- Salary Sacrifice
- Family Trust Distributions, Property and Capital Gains Tax Timing
- Investing, Property or Shares, Leveraging
- Margin Loans
- Home Equity and Debt Recycling
- To leverage or not to leverage
- Home deposits using superannuation
- Applying what you know
Risk management
Investment and Personal protection.
- Risk Management
- Investment Risk Management
- Personal Risk Management – Part 1
- Personal Risk Management – Part 2
- Strategies
- Levels of cover and costs of insurance
- Applying what you know
- ‘A Safe Estate’ – Bonus Estate Planning Worksheet
- Insurance Needs Analysis
Course Outline
Progress through the lectures and tools in every module, and learn how to create your own financial plan.
Create a picture of what financial freedom looks like to you, and determine what steps are best given your specific circumstances.
Get the tools and skills to take control of your financial future by learning how to make smart money decisions.
Join a community of like minded people to discuss ideas and learn from shared experience.
FINANCIAL RESPONSIBILITY = CHOICES + ABILITY
Define your goals, and increase your knowledge, and get the practical skills so you can start making better financial choices.
Your future self will thank you.
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Work with us one on one…